Consumer Awareness  Module
 

Unit 3:  Understanding Credit

Learning Outcomes:

Learners will . . . 

• Define credit, its advantages, and disadvantages.

• Analyze and evaluate personal spending patterns.

• Identify what is needed to acquire credit.

• Identify barriers to acquiring credit.

• Identify risks involved in using credit, and ways to minimize risks.

Technology Objectives:

Learners will. . .

• Navigate identified websites.
• Gather and analyze information on credit from websites.
• Compose e-mail.

Literacy and ESOL Skills Addressed:

Learners will. . .

• Scan information in a textbook and webpage and summarize.
• Present opinions orally and in writing.
• Read, analyze and discuss case studies.
• Express personal ideas orally and in writing.
• Acquire technical vocabulary necessary to discuss financial matters.

EFF Skills Addressed:

Learners will. . .

• Advocate and influence.
• Analyze written information from diverse sources and reflect on underlying meanings.
• Organize and present information orally and in writing to serve purpose, context and audience.
• Integrate newly acquired knowledge with prior knowledge.
• Analyze accuracy, bias and usefulness of new information.
• Analyze accuracy, bias and usefulness of new information.
• Evaluate alternatives, risks and benefits in problem solving.
• Evaluate personal financial strengths and weaknesses.
• Work cooperatively and respectfully in large and small group settings.
• Use technology to acquire and convey new information.

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